Employment Status and ACA 12-Month Look-Back Measurement
Variable Employees
Work a different number of hours from week to week (includes on-call workers). Hours are tracked for the first year. If the employee averages 130 hours per month their first year, coverage will be offered at that time. Once an employee enrolls, they will be in a stability period until hours are evaluated for the next year’s open enrollment eligibility. The stability period allows the employee to retain coverage if they are consistently receiving paychecks and paying premiums.
Health Care Security Ordinance (SFHCSO)
In accordance with the SFHCSO, TCWGlobal covers the cost of the Allied PPO only for eligible employees. You will be automatically enrolled in this plan, unless you opt to buy-up to another. You will be responsible for the cost difference for any additional benefits and eligible dependents. For more detailed information about the SFHCSO, Click Here. This plan information is only applicable to employees working in San Francisco, CA. If your work site changes, you will no longer be covered under this ordinance. At that time, you will have the opportunity to enroll in one of our other plans.
*If you will be working in the city of San Francisco, this benefits guide is NOT applicable to you. Please contact benefits@tcwglobal.com for your appropriate benefits guide.
ACA Guidelines
Under the ACA guidelines, a returning employee with a break of service less than 13 weeks will be considered active. Therefore, if the employee was previously enrolled in coverage, the waiting period will be waived and all previous benefits will be reinstated the 1st of the month following the date of return. Returning employees will need to email benefits@tcwglobal.com prior to the benefits effective date to have their coverage(s) reinstated.
