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2024 Benefits Guide - Basic

Retirement Planning

Whether you are just starting your career or retirement is on the horizon, you can invest in your future with the TCWGlobal retirement plan through Empower Retirement. Our 401(k) plan allows you to invest pre-tax deductions from your paycheck in one or more of the 27 investment funds, ranging from conservative to aggressive growth.

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Image 1 Enrollment &
Eligibility
Image 2 Medical Plans
Image 3 Dental & Vision
Image 4 FSA
Image 1 Retirement
Planning
Image 2 Additional
Benefits
Image 3 Key Contacts &
Terms
Image 4 Important
Notices

401k Highlights

  • Newly hired employees can start enrolling in 401(k) after completing 60 days of employment. Once enrolled, contributions will kick in on the first paycheck of the upcoming quarter.

  • Once existing employees have fulfilled the 60-day waiting period, their contributions will take effect on the next paycheck after completing the enrollment process.

  • No minimum hours per week required 

  • Pre-tax deductions lower your taxable income

  • No match offered, but you may be eligible for a $500 bonus! Click here for more details. 

  • You can defer up to 90% (after applicable taxes) of your salary up to the 2024 maximum of $23,000 per year or $30,500 for employees over the age of 50* (deferral amounts change annually). 

*Participants earning $130,000 or more annually may not be eligible for the full deferral due to IRS restrictions. Contact your benefits administrator for information. 

HUB International Financial Guidance

TCWGlobal has teamed up with HUB International to give you access to a team of financial professionals who can walk you through your investment options. 

For more details or to schedule a one-on-one consultation reach out HUB International at 530-343-4015 or info@kornerstoneinc.com

Ready to Enroll?

Visit empowermyretirement.com to get started!

  • Select Register
  • Select I do not have a PIN tab
  • Create your username and password

 

Questions?

Contact Empower at 800-338-4015

Monday–Friday 5am–7pm PST
Saturday 6am–2:30pm PST 

Participant Fee Disclosure

Enrollment Periods

Quarter Begins

Enrollment Period

January 1 10/1 - 12/28
April 1 12/29 - 3/27
July 1 3/28 - 6/26
October 1 6/27 - 9/25

Check Out the Full Benefits Guide

Benefits Guide
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