A predetermined dollar amount you pay for visits to the doctor, prescriptions and other health care services (as specified by your plan).
You Pay
Coinsurance
The percentage you pay for the cost of covered health care services after you’ve met your deductible.
You and your plan each pay a % after your deductible has been met
Deductible
The amount of money you need to pay out of pocket before your insurance begins contributing money to your health care costs.
You Pay
Out-of-Pocket Maximum
The cap on your out-of-pocket costs for the plan year. Once you’ve reached this amount, your plan will cover 100% of your qualified medical expenses for the plan year.
Your deductible and copays are all added to your out-of-pocket maximum
Premium
The amount of money that’s paid for your health insurance every month. TCWGlobal pays a portion of this amount and you pay the rest via payroll contributions.
You Pay
All Other Covered Expenses
Once you have reached your Out-of-Pocket max, your plan will pay for any covered services
Preventive Care
Routine healthcare services like check-ups, immunizations, and screenings for adults, women, and children.
